Smart Money Bulls » Banks

ICICI Bank NEFT Transaction Timing

admin — Thu, 22 Dec 2011 12:53:37 +0000

ICICI Bank NEFT Transaction Timing
ICICI Bank NEFT Transaction Timing for 2012 is as follows and it apply to all Indian banks including ICICI bank.

Monday to Friday NEFT time
Start time 9:00 AM(IST)
Cut off time 6:30 PM(IST)

NEFT Transaction Time for Saturdays
Start time 9:00 AM(IST)
Cut Off time 12:30 PM (IST)

also rbi has raised maximum NEFT amount from Rs 2 lack to 5 lack. you can use neft transaction facility from your online banking account or through bank branch.

ICICI Bank Personal Loan Interest Rates

admin — Tue, 09 Aug 2011 17:48:34 +0000

icici bank personal loan interest rates
ICICI bank personal loan interest rates from 1 Aug 2011 and other personal loan processing charges as below. It takes 2-3 days to loan approval and disbursement.
ICICI Bank Personal Loan Interest Rate – 16 – 22 %
for gov. employ 16% and as risky job/ business profile rate go up to 22% per year.
ICICI bank personal loan Processing Charges – 2% of approved loan
ICICI bank personal loan Prepayment Charges – 5% of principal outstanding.

Dena bank car loan

admin — Sat, 11 Jun 2011 07:19:20 +0000

Dena bank car loan
Dena bank car loan 2011 for maximum amount of Rs 8 lakhs for purchase of a new car and easy repayment of 3 years for old cars and 5 years for new cars.
Dena bank car loan interest rate is 12.50% for new cars and 13% for old cars. loan is disbursed in 8- 10 days when you provide all documents and auto loan can be repaid with no penalty charges. In our experience no government bank charge pre loan payment charge so prefer gov. bank if you want car or auto loan.
Minimum car loan at Dena bank is Rs 50,000 and maximum Rs 8,00,000 so if you want to buy high end car like Audi (40 Lakh) then you may approach private bank like ICICI bank and Axis bank.
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HDFC bank personal loan processing fee

admin — Thu, 09 Jun 2011 12:39:52 +0000

HDFC bank personal loan processing fee
HDFC bank personal loan interest rate and processing fee is as below given where maximum limit for loan is Rs 15,00,000 and you don’t need purpose to get hdfc personal loan
HDFC Bank Interest Rate for personal loan
Salaried person- 15.50% to 22.00%
For Self Employed Businessmen – 17.50% to 22.00%
For Self Employed Profession – 14.50% to 15.00% yearly
HDFC Bank personal Loan Processing Charges – Upto 2.50% of the loan amount subject to a minimum of Rs. 1,000/-
so if you take a loan od Rs200000 then processing charge of Rs5000 plus 10% service tax so Rs5500 will get debited from loan amount.
Thanks for reading, If you have any comment please leave comment below.

Axis Bank Customer Care Number

admin — Wed, 02 Feb 2011 08:49:43 +0000

Axis Bank Customer Care Number
axis bank customer care number also known as Toll free numbers as below. these all numbers are 24 hour numbers so call any time 7 days a week.
Axis Bank Customer Care Toll Free Numbers
* 1-800-233-5577
* 1-800-209-5577
* 1-800-103-5577
For blocking of Debit / Prepaid cards call Toll free : 91 22 67987700 (24 hour)
For NRI and other customers call : 91 22 27648000
Telephone Number for Lost Credit Card Axis Bank – 91-22-25261201 or 18604258888
Axis Bank have begun operations in 1994. Axis Bank was promoted jointly by UTI, LIC and General Insurance Corporation and other four PSU insurance companies. Axis bank reported Income of 15,407 Cr. and profit of Rs 2,514 cr for FY 2010.

Indian bank holidays 2011 | Indian bank holidays

admin — Thu, 13 Jan 2011 08:14:06 +0000

Indian bank holidays 2011 | Indian bank holidays
Indian bank holidays 2011 for calendar or financial year 2011 as below Indian bank holidays 2011 List
January 26 Republic Day
Feburary 16 Id-E-Milad
Feb 19 Chhatrapati Shivaji Maharaj Jayanti
March 2 Maha Shivaratri
April 1 Annual Closing of Bank’s Accounts
April 4 Gudi Padwa
April 12 Ram Navmi
April 14 Dr Babasaheb Ambedkar Jayanti
april 16 Mahavir Jayanti
April 22 Good Friday
May 2011
17 Buddha Pournima
July
1 Annual Closing of RBI
August
15 Independence Day
19 Parsi New Year (Shahenshahi)
31 Ramzan Id (Id-ul-Fitar)
September
1 Ganesh Chaturthi
30 Half-yearly Closing of Bank’s Accounts
October
6 Dasara
26 Diwali (Laxmi Pujan)
27 Diwali (Balipratipada)
November
7 Bakri Id
10 Guru Nanak Jayanti
December 2011
6 Moharrum
Bank Holidays falling on Saturday and Sunday are as below:
1 01-Jan-11 Saturday New Year
2 20-Mar-11 Sunday Holi
3 16-Apr-11 Saturday Mahavir Jayanti
4 01-May-11 Sunday May Day
5 02-Oct-11 Sunday Gandhi Jayanti
6 25-Dec-11 Sunday Christmas
so in 2011 there are more bank holidays than last year. In today’s time there are lots of ATM so access ATM on Indian bank holidays.

Tamilnad Mercantile Bank Recurring deposit

admin — Thu, 13 Jan 2011 05:32:12 +0000

Tamilnad Mercantile Bank Recurring deposit
Tamilnad Mercantile Bank Recurring deposit for year 2011 is 8% to 9% for different deposits. For 1 year TMC offers 9% interest rate on deposit.
If you want good return then open TMC Recurring deposit Account for 1 to 3 years.
For 555 days fixed deposit Tamilnad Mercantile Bank offers 9.50% interest rate and for 1 year 9%.
TMC also offers Education Loan with very low interest rate of 12.50%. TMB and also offers Toll Free Number: 1800 425 0426

icici Bank online banking down

admin — Mon, 29 Nov 2010 12:41:25 +0000

icici Bank online banking down
icici Bank online banking is down today, we are trying to login to net banking but just blank page comes when you try to login.

It’s a big shame to such a big bank that it’s nearly 15 hours from 9 am to now 6pm now and their it department still not solved login problem.

About Icici Bank: ICICI Bank is India’s 2nd largest bank with total assets of Rs. 72000 cr. (US$ 82 billion) and profit of 4200 crore with 2,711 branches.

Tag: Icici net banking down

Indian bank buy or sell – share price

admin — Wed, 06 Oct 2010 07:14:29 +0000

Indian bank buy or sell – share price
Indian bank share price touched new high of Rs 303 today and trading at Rs 306 so what to do now book profit (sell) or buy.
just check some interesting facts Indian bank book value is Rs 150 and EPS of Rs 37 and P/E of 8 so it’s not cheap, as long term average Indian government bank trades at 1.5 book value and less than 6 p/e ratio.
In total don’t buy Indian bank shares now and sell if you hold

State Bank of India (SBI) 6113 Clerical/Clerks Recruitment 2010 – Apply

admin — Tue, 28 Sep 2010 17:31:41 +0000

State Bank of India (SBI) 6113 Clerical/Clerks Recruitment 2010 – Apply
State Bank of India or sbi today announced 2010 recruitment of clerical or Clark jobs and total 6113 jobs available in various states
State Bank of Travancore(SBT) – 1000 jobs
State Bank of Bikaner and Jaipur(SBBJ) – 1134 jobs
State Bank of Hyderabad (SBH)– 2195 jobs
State Bank of Mysore(SBM) – 410 jobs
State Bank of Patiala (SBP)- 1374 jobs
Total posts: 6113 Vacancies/jobs

Clerical/Clerks Salary Pay Scale – Rs.7200-19300
Age Limit: 18-28 years and age relaxation as per Govt. rules.

Educational Qualification: Minimum 12th Standard with 60% marks (55% for SC/ST/PWD/XS) OR degree from a recognized university (graduation level) with a minimum of 40% marks (35% for SC/ST/PWD/XS). Should be able to write and speak English fluently. must be fluent in speaking and writing the Regional Language of the state from which they are selected. Knowledge of other Indian language will be an added qualification
Important dates:

1> Last date of Online submission of Application : 01/11/2010
2> Date of Written Examination : 16/01/2011

SBI Application Fee: For General and OBC candidates: Rs. 250
For SC/ST/PWD/XS Rs.50 to be deposited in any branch of SBI by a prescribed deposit slip and get receipt upto 30/10/2010. Details of the payment should be entered in online.